Economic Empowerment in Action: Building Financial Futures

Through homeownership education, career development workshops for adults and youth, credit and savings coaching, foreclosure prevention, and one-on-one HUD-certified financial counseling, YWCA Delaware is doing more to help individuals and families move from financial uncertainty to stability and confidence. 

Today, more than half of Delaware households are considered cost burdened, meaning they spend over 30% on their income on housing. Within this group, one-third live below the poverty line, while many others are ALICE households (Asset Limited, Income Constrained, Employed) – families earning too much to qualify for assistance, but not enough to cover basic necessities. These pressures place women and families at increased risk of housing instability and homelessness.   

Our approach is practical, personalized, and rooted in dignity. We meet people where they are, helping them strengthen credit, protect housing, and plan for futures that grounded in long-term financial security.

$25 — Jumpstart a job seeker’s next step
Supports resume coaching and mock interview preparation, giving participants personalized follow-up to confidently pursue employment.

$50 — Invest in youth opportunity
Helps cover the cost of a youth financial or college-readiness workshop, equipping high school students with tools for education, career planning, and financial aid navigation.

$100 — Move a future homeowner forward
Helps a first-time homebuyer understand grants, eligibility requirements, and the application process — bringing safe, stable homeownership within reach.

$250 — Strengthen financial stability
Supports a credit and savings workshop, empowering multiple participants to improve credit health and build long-term housing security.

$500 — Protect a family’s housing
Helps cover preparation and advocacy costs for a HUD-certified housing counselor guiding families through foreclosure prevention or mediation.

About Us:  YWCA Delaware is the leading organization for social change and is widely recognized as the highly effective, inclusive and uplifting force that empowers women to achieve their full social and economic potential. Established in Delaware in 1895 as a voice for women’s issues, YWCA Delaware continues to evolve to meet today’s challenges in eliminating racism and empowering women. We are On A Mission to work tirelessly for women and people of color, improve lives and strengthen communities.